Examples of what we Finance!
From everyday plant & machinery, Tractors to livestock & trailers. Horseboxes and feeders to ATV and combine Harvesters. We can also help with funding the build of your barns & arrange Equity release for refinaincing your current equipment for you to use on other plans you may have.
We have everything covered!
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Examples of what we Finance
- Tractors
- ATV & RTV
- Grassland machinery
- Cultivation machinery
- Drilling & planting machinery
- Harvest machinery
- Livestock handling systems
- Grading lines
- Farm security
- Food processing units
- Bottling plants
- Livestock feed systems
- Irrigation equipment
- Equestrian equipment and Horseboxes
- Combine harvesters
- Cultivators
- Feed bins
- Automatic milking systems
- Hay and forage machines
- Crop processing units
- Equity release through Re-financing Equipment
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R&D Tax Credits
R&D tax relief can improve cashflow and free up funds which can be reinvested to purchase assets or support your company’s growth strategy.
What are R&D tax credits?
Research and Development (R&D) tax credits are tax reliefs which can be granted to businesses to support their work in innovative projects in science and technology. It can be claimed by a range of businesses that seek to research or develop an advance in their field.
How can we help?
The process of claiming R&D tax credits is not always clear-cut and it is important to have a complete understanding of HMRC’s legislation before starting the process, which is where we come in.
Working with experts, we will assess your company’s activities and costs, to see which ones qualify as ‘R&D’ under HMRC’s research and development scheme and help identify if your business is missing out on any potential tax credits.
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Soft Asset Finance
If your business needs access to crucial soft assets, securing finance can be difficult from a traditional lender, who might limit you to high-value tangible assets like vehicles or machinery. That’s where we come in – our range of soft asset finance agreements are suited for both tangible and intangible soft assets.
Soft assets can take many forms and can cover anything from intellectual property and patents to computer software and more.
We can offer finance arrangements for a wide range of soft or intangible assets with favorable terms to suit your business.
Examples of soft assets
Often, soft assets are likely to be sector-specific – in many cases, the soft asset your business needs will depend on your industry. We work with businesses across a range of sectors to provide intangible asset finance, including:
- Computers
- Printers
- Mobile phones
- Software and management systems, including cloud software for phones and account systems
- Aircon/heating systems
- Commercial furniture
- Lighting
- Vending and coffee machines
- Photocopiers
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Contract Hire
Contract hire, like other forms of vehicle finance, offers a greater level of flexibility and cash flow sustainability than buying outright. By spreading the cost of your investment, your business can create a competitive advantage, retaining the capital to invest elsewhere or deal with unforeseen costs.
Business contract hire is therefore particularly helpful for startups and SMEs, allowing you to free up company capital that might’ve otherwise been spent on purchasing vehicles outright. The fixed costs also allow for simpler budgeting and forecasting for the months to come.
Another benefit of contract hire is that you’ll have the option to rid yourself of the tedious maintenance tasks associated with car ownership.
Our maintenance packages can be included within your monthly payment, meaning you’re free from dealing with any administration, vehicle tax, insurance or maintenance.
We can even add vehicle servicing or courtesy vehicles to your contract, so you’re protected against breakdowns. Just fuel up and you’re ready to go.
We’ve helped businesses in a vast range of sectors to get access to their vehicles, including:
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Hire Purchase
Hire purchase, sometimes simply referred to as HP, is a form of lease agreement that allows your business to spread the cost of an asset over the course of a pre-agreed payment plan.
For businesses looking to grow sustainably or retain a consistent cash flow, hire purchase agreements are a useful facility, enabling access to expensive machinery, vehicles or equipment without being forced to pay for the asset in one go.
If your business wishes to own the asset at the end of your payment plan, a hire purchase plan could be perfectly suited to your business needs. However, it’s crucial to understand the advantages and drawbacks of a hire purchase plan before making the choice.
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Operating Lease
An operating lease is a form of asset finance that allows you and your business to get access to an asset of your choice while spreading its cost over a pre-agreed period.
Like our other forms of available asset finance, an operating lease is a useful facility for businesses who need access to expensive vehicles, machinery or equipment without purchasing outright.
Operating leases function much like a finance lease, but have their own associated benefits and drawbacks when utilised incorrectly, so it’s vital to understand how an operating lease works and whether this is right for your business.
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Finance Lease
For businesses looking to get access to equipment, vehicles or machinery, a finance lease is a form of asset finance that can be used to spread the payments for the equipment over an agreed period of time.
Finance leases represent a valuable facility for businesses in the UK that need access to expensive assets, but do not want the risks associated with owning the item.
With a finance lease agreement, the asset in question remains the property of the finance company.
A finance lease could be right for your business if you’re focusing on maintaining a consistent cash flow. Find out more about finance lease agreements below or contact us to find out more.
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Renewable Finance
As Europe and the UK move closer to their goal of Net Zero carbon emissions by 2050, businesses of all sizes – and across all sectors – are faced with a growing impetus on sustainability.
Whether by amending operating practices to be more sustainable, adopting sources of renewable energy, or changing supply chains, companies across the continent are taking an active stance when it comes to their impact on the environment.
However, making such changes can be expensive. The initial outlay for green new technology or power sources can be daunting, particularly in the present economic climate.
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Vendor Finance
Vendor finance is a division of asset finance specifically tailored to businesses that sell vehicles, machinery, and equipment to other businesses. Vendor finance provides a facility for businesses to offer affordable asset finance to their customers.
WHO DO WE WORK WITH?
With vendor finance, we work with sellers and re-sellers of equipment to provide access to highly competitive asset finance solutions to their customers and facilitate their sales.
BENEFITS OF VENDOR FINANCE
As well as supporting your customers we can also help your business with a range of services designed to help your business grow.
- Support your customers
- Overcome buying objections
- Protect your margins
- Increase your sales
- Get paid fully on delivery/installation
- Earn commission
What can be financed through Vendor Finance?
Almost anything!
If you manufacture or sell equipment that businesses use, it can be financed. This includes;
- Diggers
- Forklift trucks
- Machinery components
- Software
- Factory equipment
- Farming equipment
- Solar Panels, Heat pumps or Wind turbines
- And many, many more
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